Exchange Risk API

IMPORTANT NOTICE TO THIRD-PARTY EXCHANGES

User-to-user Linden Dollar exchange activity is a consistent target of attack for attempted fraud and similar malicious activity. Because successful Linden Dollar fraud is a matter that adversely affects all participants in Second Life by damaging the virtual economy, Linden Lab has the following policy with respect to any Second Life user that purchases Linden Dollars from other Second Life users other than on LindeX:

If Linden Lab, in its sole discretion, determines that a Second Life user has purchased Linden Dollars for real currency through any means other than LindeX, and that the seller of such Linden Dollars acquired such Linden Dollars through fraudulent means, or any other means in violation of the Terms of Service, then Linden Lab will consider the buying user a complicit party in the fraud or violation. As a penalty for participation in such fraud or violation, Linden Lab will reduce the Linden Dollar balance of the buying Second Life account (and/or any Second Life accounts owned or operated by, or affiliated with, the owner of the buying account), by any amount up to 150% of the amount of Linden Dollars involved in the transaction. In addition, repeated participation in such fraud or violation will result in suspension or cancellation of the buying party's accounts. (The selling account will of course be suspended or cancelled on a single fraud or violation at Linden Lab's discretion.)

We recognize that some users wish to operate a legitmate Linden Dollar exchange, free of fraud. For these users, Linden Lab has developed an Exchange Risk API. Use of this API will allow a buying exchange operator to receive the result of Linden Lab's determination of the risk associated with the purchase of Linden Dollars in a particular transaction. For any transaction that uses the Exchange Risk API to determine Linden Lab's risk evaluation, where that evaluation returns a result that indicates the transaction has acceptable risk, Linden Lab will not apply the above penalty policy to buyers. If the Exchange Risk API is not used, or it is used but returns a result indicating unacceptable risk, the above policy will apply. The Exchange Risk API uses the same risk assessment factors that Linden Lab uses for LindeX. We believe that this policy and API will allow legitimate third-party exchanges to operate with relatively low fraud activity.

If you're an operator of a third-party exchange, you can apply for use of the Exchange Risk API by emailing your name, Second Life account name, and website URL that facilitates your exchange to

TERMS OF USE:

Please note that all participants in our API programs must abide by our API Terms Of Use.